San Francisco Bankruptcy Lawyer | San Francisco Bankruptcy Attorney

JC Law Group is a premier full service bankruptcy firm offering bankruptcy attorney and debt negotiation services for San Francisco, CA and the surrounding Bay Area. We specialize in helping individuals and small businesses in the Bay Area with filing for bankruptcy and debt relief. Our areas of practice focus on Chapter 7 bankruptcy and Chapter 13 bankruptcy, as well as debt settlement. If you are burdened by debt and want to explore debt settlement, filing Chapter 7 bankruptcy or Chapter 13 bankruptcy, a San Francisco bankruptcy lawyer from JC Law Group can help you.

Filing for bankruptcy is not a reflection on you as a person. Perhaps you owe more on your home than what it is worth and you are struggling to make the payments. Perhaps you are going through a life changing experience such as a serious illness, loss of employment, divorce or death in the family. You do not have to go on living with the constant calls from the creditors or mounting debts. A San Francisco bankruptcy attorney from JC Law Group will use the bankruptcy laws that allow people who are overwhelmed by debt to get a fresh start.

The sweeping changes to the laws in 2005 made filing bankruptcy more complex, and often inaccessible to most people, particularly those with low incomes. Attorney’s fees increased due to the added complexity of bankruptcy cases; court fees have gone up; there are new credit counseling and debtor education requirements that cost money.

However, consider this when contemplating bankruptcy. If you have $40,000 in unsecured debt (such as credit cards and medical bills) at about 20 percent interest, the cost of the interest alone is $8,000 per year. Divided by 12 that is about $667 per month. For less than the cost of 4 months of interest payments, you can pay for a Chapter 7 bankruptcy and be done with it once and for all.

We are San Francisco bankruptcy lawyers that take pride in assisting individuals and families throughout the Bay Area in San Francisco, San Jose, San Mateo and Oakland with examining all possible solutions for achieving debt relief.