Filing Chapter 13 Without a Lawyer is Almost Automatic Failure

Filing Chapter 13 Without a Lawyer is Almost Automatic Failure

It feels self-serving sometimes to hear attorneys warn the public against representing themselves in bankruptcy. As the years go on, however, I have come to agree more and more with the analogy that one would not perform surgery on themselves. … Continue reading

A Rising Tide Lifts All Yachts

A Rising Tide Lifts All Yachts

I am certain this play on the saying “a rising tide lifts all boats” has been used before, but it is too apt in this case to pass over. When practicing bankruptcy law, you get to place your finger on … Continue reading

Understand the Relationship Between Assets and Debts in Bankruptcy

Understand the Relationship Between Assets and Debts in Bankruptcy

Rather, understand the lack of a relationship between assets and debts. This is a fundamental concept to grasp in bankruptcy. It is easiest to demonstrate this concept with a Chapter 7 bankruptcy. Two important goals in the bankruptcy process are … Continue reading

Using the Automatic Stay Too Often

Filing bankruptcy to save your home from foreclosure is an option that is a useful and powerful feature of the automatic stay, particularly in Chapter 13. A mistake I see is repeatedly filing bankruptcies to stop foreclosure. The bankruptcy code … Continue reading