Free Workshop at the San Francisco Law Library on February 6, 2012.

San Francisco Bankruptcy Lawyers Jeena Cho and Jeff Curl will address various ways to deal with your debt including:

• Debt settlement
• Chapter 7 or Chapter 13
• Dealing with underwater homes
• Consequences of doing nothing

San Francisco Law Library
401 Van Ness Ave, Room 400
San Francisco, CA 94102

10 ways to save money each month

January is a great time to start looking for ways to reduce your expenses, save, and develop improved spending habits. Here are our top 10 ways to reduce expenses in a two part podcast. Click here for part 1.

1. Get rid of cable and/or internet
2. Get rid of home land line
3. Shop around for insurance/ get rid of unnecessary insurance
4. Eat out less/ plan meals/ bring lunch to work/ STOP buying coffee every morning! (Calculate the cost of your coffee spending here.)
5. Reduce the amount of use of everyday items – paper towels, napkins, cleaning products, etc.
6. Timeshares
7. Storage units
8. Pet expenses
9. Fees – credit card, bank fees, other ongoing fees (like gym membership you never use)
10. Gas – check out this Gasbuddy app and find cheapest gas on the go

10 ways to save money each month

January is a great time to start looking for ways to reduce your expenses, save, and develop improved spending habits. Here are our top 10 ways to reduce expenses in a two part podcast.

1. Get rid of cable and/or internet
2. Get rid of home land line
3. Shop around for insurance/ get rid of unnecessary insurance
4. Eat out less/ plan meals/ bring lunch to work/ STOP buying coffee every morning! (Calculate the cost of your coffee spending here.)
5. Reduce the amount of use of everyday items – paper towels, napkins, cleaning products, etc.

What’s on your list of ways to save and spend less this year?

Jeff and Jeena discuss how Chapter 7 and Chapter 13 bankruptcy can save your home.

Image credit: derrickkwa

Trevor Caudle, litigation attorney discusses the “do’s and don’ts” of what you should and shouldn’t do if you’ve been sued.

Image credit: derrickkwa

Jeena and Jeff speak with financial advisor, Brandi Bernazzani. Brandi explains the “debt diet” and how to lose debt. Jeena talks about killing her addiction to Starbucks. Other topics include – how to start saving, responsibly using credit card (or freezing it), and money saving tips.

You can contact Brandi by calling (415) 664-5884
or email her: bbernazzani{at}buildingaroadmap.com

Click to play:

Disclaimer: Unfortunately, it is impossible to give legal information over the internet, no matter how well researched or written. Before relying on any information I give, contact a lawyer to discuss your particular situation. I am a San Francisco bankruptcy attorney. The information given is based on California law.

Jeena and Jeff describe how ignoring your financial condition is like ignoring tooth decay: if you don’t act, it just leads to more painful experiences! They also discuss the Kubler-Ross model of the five stages of grief and how it applies to people’s acceptance of their financial reality — too much debt.

Click to play:

In this Podcast, San Francisco bankruptcy attorneys Jeena Cho and Jeff Curl discuss the basics of Chapter 7 and Chapter 13 bankruptcy. Answering commonly asked questions: “Can I keep my home, car, property in bankruptcy?” and “How about my failing business?”

Click to play: