Blog
Bankruptcy Alphabet - U is for Utilities
Utilities are obviously important to our everyday functioning. We need water to drink, gas to heat us in the winter and electricity to turn on the lights. A couple of issues can arise in the bankruptcy context regarding utilities. Discharging Utilities If you owe PG&E or whoever provides you your[.....]
Read more...Podcast #12 - Do I make too much money to file bankruptcy?
This podcast addresses the question “do I make too much money to file for bankruptcy?” One common questions clients asks us is “do I make to much money to file for bankruptcy?” In this podcast, we discuss the income limitations of Chapter 7 and Chapter 13 bankuptcy. Do you have[.....]
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What happens when you stop paying your mortgage?
By: Jeena Cho A very common situation I come across is where the client is struggling to make all of her payments, including mortgage, car, credit card, and living expenses. So, a question that comes up frequently is what happens when I stop paying my mortgage? The answer depends on[.....]
Read more...Christmas in July?
Avoiding Debt Over Holidays - Plan Ahead It’s only July so why am I talking about the holidays? Because lack of planning is one major contributor to why people go into debt. As many as 31% will go into some form of debt during the festive period. Yikes! If you[.....]
Read more...Podcast # 11 - The Steps of Bankruptcy Part 2
How to File for Bankruptcy (Part 2) In Part 2 of this podcast, we discuss the steps required to file for bankruptcy. Gathering documents Credit counseling Meeting of Creditors Financial management course Discharge Living debt free! We also address common myths surrounding bankruptcy such as “do I have to meet[.....]
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