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Can I Keep My House in Chapter 7?
Can I Keep My House in Chapter 7? Frequently, I get calls from clients who has a “quick question” - Can I keep my house in Chapter 7? What I find to be curious is that for most folks, their home is their most significant asset. It’s where you live,[.....]
Read more...Clean-Up on Aisles Seven and Thirteen: Choosing the Right San Francisco Bankruptcy Attorney
By Jeff Curl, San Francisco Bankruptcy Attorney The amount of people filing bankruptcy continues to decline. Bankruptcy filings for the 12-month period ending June 30, 2013, fell 12 percent when compared to bankruptcy filings for the 12-month period ending June 30, 2012, according to statistics released by the Administrative Office[.....]
Read more...Turns out, Bank of America WAS lying | Why Your Loan Modification was Denied
By: Jeena Cho Loan Modification Process - The Application This week, we learned that Bank of America was systematically denying loan modifications to homeowners by lying to them. Read the full story [NPR, Salon.com, ProPublica, NBC]. If you have ever applied for a loan modification, you know how frustrating it[.....]
Read more...Austerity Measures in Bankruptcy | San Francisco Bankruptcy Attorney
By: Jeena Cho, San Francisco Bankruptcy Attorney If you’ve been watching the news, you probably saw stories about Greece and its austerity measures. Austerity describes government policies to reduce budget deficits. Oftentimes, austerity measures are necessary in personal bankruptcy as well. We are creatures of habits, so most changes are[.....]
Read more...Discharging Tax Debt in Chapter 7
By: Jeena Cho, San Francisco Bankruptcy Attorney This time of year, I get a lot of calls from panicked taxpayers. Despite common myth that taxes cannot discharged in bankruptcy, oftentimes it can be discharged. Discharging Tax Debt in Chapter 7 In general, income tax debts, both Federal and State can[.....]
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