I was hit hard by being unexpectedly laid off by my company, cutting me loose without any type of severance pay or package. I was able to survive for about 6 months until I realized that I couldn’t possible keep up with my bills or housing with merely unemployment income.

After coming out of the “denial fog” and truly understanding what I needed to do after some major research on my part, I called the JC Law Group PC. The person who answered the phone and booked my first appointment was gracious and helpful.

I went in and met with Jeena Cho for the first time. She couldn’t have been more helpful offering me advice, going over my particular situation and clearly explained me what options that I had to consider.

I have to say, bankruptcy is a HARD process and she was there every step of the way. Jeena’s compassion made the experience easier to wade through and anyone who is thinking about the bankruptcy process will be well taken care of here. I will say though, you MUST do your part – and it isn’t easy facing the truth of one’s finances. Just do it and just call the JC Law Group PC.

PS: Jeena Cho is now my lawyer of choice if I ever need legal representation again.

Emma G. – San Francisco, CA

I am deeply grateful I was referred to Jeff Curl and JC Law Group. From my initial consultation with him back in May, to my meeting with the Chapter 7 Trustee and creditors in Sept., and through my final discharge this week, he made a very stressful, confusing, and time consuming experience much more manageable and much less frightening. He had my back throughout the process, was super responsive and easy to talk to. My case was unusually complex, and Jeff handled it with a great sense of humor, years of experience and perspective. JC Law Group helps you with every step and is well worth their fee.

I will say this – if you are considering filing, and if you don’t do this already, start saving all of your financial paperwork (I mean ALL of it, every loan, every bank statement, every credit card statement, anything with a $ on it) NOW. It’s a whole lot easier to file when you have months’ worth of this information organized.

Deciding to file Chapter 7 was not easy by any stretch of the imagination. However, I’m VERY glad I did – feels like I just pushed the “restart” button on my life. Thanks, Jeff!

A. R. – San Francisco, CA

I never thought I would be in the situation I fell into. Every time the phone rang I would just cringe and it wouldn’t go away. Desperate…I called JC Law Group PC and then met with Jeff and Jeena. This was best call I could have ever made. They made a very uncomfortable situation so much better and I feel such relief. What a super team and they are so helpful. Now I really do feel like I am back on track because before I met Jeff and Jeena I was stuck. They are professional and answered every one of my calls and e-mails through the whole process. I highly recommend Jeff Curl and Jeena Cho

C. W. – Oakland, CA

Hiring the JC Law Group PC is the best New Year’s Resolution that I didn’t really plan on having.

Like many people my salary and job was affected by the downed economy. Swimming in debt and seeing no way to get out before I drowned, I made a connection with them, and am I glad I did.

I didn’t realized that the decision to file bankruptcy could be so supported and a relief, which if you think about it, the entire law was written to provide us with a Fresh Start.

And, the best Fresh Start I’ve made in 2009 is calling Jeff Curl and Jeena Cho. They’ve been awesome for me. Non-threatening personalities that break down the legalese into human-speak. They interact with you like smart family members who happen to be great lawyers. You don’t feel like a child and they allow you to understand how serious a decision filing bankruptcy may be, but they also give you the guidance and smart advice you need to make a smart decision since one-size does not fit all.

I would love to tell anyone reading this review that is contemplating filing bankruptcy to minimally give them a call and go and meet them in person for a consultation. Don’t keep putting off a decision that can help you get back control of your life.

And, yes, I did contemplate those debt-settlement and debt-consolidation things, however, many people I know did that still have the stress and distress that bankruptcy removes, at least it removes it if you have good counsel and supportive and understanding business people like Jeff and Jeena at your side.

I’ve never had creditors apologize for calling me once I’ve told them I’m being represented by counsel; and I’m no longer afraid to answer the phone,…in fact, I look forward to saying ‘I’m filing bankruptcy, I’m being represented by JC Law Group PC”.

You will definitely not be sorry; and the sooner you call them, the sooner you can feel as relieved as I started to feel when I engaged them.